Swiss Business Account · Zug, Switzerland

One Swiss business account for payments, financing, lending and investing.

Your own IBAN, SEPA and SWIFT payments in 50+ currencies, fiat and crypto transfers — plus invoice financing, crypto lending and invoice investing from the same login. Built and regulated in Switzerland, operated from Zug.

Open account Talk to the team
Swiss regulated · SRO / FINMADedicated IBAN – SEPA & SWIFT50+ currencies, fiat and cryptoSwiss data protection & privacy
Business accountActive
Total balance
CHF 248 350.00
CHFCHF 120 000.00
EUREUR 84 200.00
USDUSD 38 500.00
USDCUSDC 12 000.00
IBAN
•••• •••• •••• •••• 5295
Illustrative account view. Not a product screenshot.
Payments

Everything a business needs to move money internationally

Your own IBAN

Open your business account and receive a dedicated IBAN for SEPA and SWIFT payments — fully digital.

Receive payments globally

Accept and receive payments worldwide through your own account, fast and fully compliant.

Instant payouts in 50+ currencies

Move funds across borders and currencies and improve your liquidity in real time.

Fiat and crypto transfers

Send and receive fiat and crypto through the capabilities enabled for your business.

Business account & payments
One account, four ways to use it

Payments, invoice financing, crypto lending and investing — one login

Payments

Business account

Own IBAN, SWIFT / SEPA / SEPA Instant, 50+ currencies, fiat and crypto. Onboarding within 24 hours.

Open account
Invoice financing

Get fast liquidity

Don't wait 30, 60 or 90 days. Sell your invoice and receive up to 90% of the amount within 24–72 hours.

Sell invoices
Crypto lending

Borrow against your crypto

Use your digital assets as collateral and draw EURC or USDC liquidity into your business account without selling.

Explore lending
Invest

Invest in verified invoices

Buy invoices of local companies from EUR/CHF 100. Capital is typically tied up for around 45 days.

Start investing

How it works

Three steps from application to an active account. Eligible businesses with complete documentation are typically operational within 24 hours.

01

Apply

Tell us about your business and the transfers you need. Sign up and follow the simple online verification process.

02

Complete onboarding

Provide the requested company and identity information for review.

03

Activate your account

Log in, receive your IBAN and start sending and receiving funds — or sell your first invoice.

Open account
Aequitex team in Zug
Made in Switzerland

Swiss precision for your business finances

Aequitex AG is a Swiss company headquartered in Zug. Your account is run under Swiss financial-market rules and Swiss data-protection law.

Swiss regulated

Member of ARIF, a self-regulating body approved by FINMA for the supervision of financial intermediaries.

Swiss company, Swiss team

Headquartered at Gubelstrasse 24, Zug. Onboarding, compliance and support are handled in Switzerland, in English and German.

Swiss data protection

Your company and transaction data are handled under the Swiss Federal Act on Data Protection and GDPR.

500+
businesses trust Aequitex
$100M+
processed monthly
< 24h
onboarding & IBAN
Swiss
regulated · SRO / FINMA · member of ARIF · Zug

FAQ

All questions

Is Aequitex a bank?

Aequitex AG is a Swiss financial intermediary headquartered in Zug and a member of ARIF, a self-regulating body approved by FINMA.

Who can open a business account?

Businesses that pass the onboarding review. Verification is digital; the scope of enabled capabilities is set during onboarding.

How fast is the account active?

Eligible businesses with complete documentation are typically operational within 24 hours.

What does a transaction cost?

Fees are agreed individually during onboarding and disclosed in full before you transact. Contact the team for a quote.

Open your Swiss business account

Digital onboarding, your own IBAN, payments in 50+ currencies. Or talk to our team in Zug first.

Open account Schedule a meeting