Invoice financing

Get fast liquidity. Don't wait 30, 60 or 90 days.

Upload and sell your invoice to receive up to 90% of the amount within 24–72 hours, straight into your Aequitex business account.

Sell invoices FAQ
Invoice amount (sell)
CHF 50 000
Money today (receive*)
CHF 45 000

*Example. You receive an exact offer (invoice amount minus risk deduction) after upload and validation in your dashboard.

Here's why you should use Aequitex

Fast access to liquidity

Don't wait 30, 60 or even 90 days for your customers to pay. Get liquidity today.

Up to 90% of invoice amount

You'll receive an accurate offer after uploading your invoice on the platform.

Easy process, 100% online

Sell your receivables through a simple online procedure. Our support team is happy to help.

Transparent fee structure

You see the exact offer before you accept — no hidden costs. Place as many invoices as you like.

Aequitex vs. traditional finance

Aequitex (factoring)
Liquidity in 24–72 hoursUp to 90% of the invoice amountNo credit application, no collateralFully online, transparent costs
Bank loan / overdraft
×Weeks until a decision×Credit limits and collateral×Interest and hidden fees×Paper process and branch appointments

How it works

Three straightforward steps to obtain liquidity from your invoices.

Sign up

Sign up and follow the simple online verification process.

Upload your invoice

Upload your invoice; it is assessed and validated.

Accept the offer

Accept the offer and receive the money in your account.

FAQ

All questions

How much liquidity can I get?

Up to 90% of the invoice amount. The total volume depends on your customer level: Level 1 up to CHF 10k, Level 2 up to 25k, Level 3 up to 50k, Level 4 up to 100k, Level 5 up to 250k, Level 6 up to 500k.

Who bears the default risk?

The buyer bears the default risk. Aequitex supports the collection process; in the event of debt collection, the buyer bears the costs (see GTC § 6).

How fast do I receive the money?

Usually within 24 to 48 hours after upload, validation and acceptance of the offer.

Who is factoring suitable for?

B2B companies with a stable base of creditworthy customers — especially SMEs and startups. Currently only companies based in Switzerland.

What does it cost?

The invoice discount depends on rating, duration and recourse/non-recourse and is shown in your offer before you accept. Fees are disclosed during onboarding.

Sell your first invoice

Registration and verification are fully online. Currently available to companies based in Switzerland.

Sell invoices Book a call